The Reason Behind the Insurance


You know how USAJJ offers excellent insurance coverage for it’s members. Do you ever wonder why? Well, thanks to our friend Morrison Butler at KnuckleUp OBX, we can show you.

Did you HEAR it? That’s intense! And with the big gash from the surgery, it looks even crazier in person. The best part, though, is how he just walks off like it’s not a big deal. That’s tough.

Morrison was competing in Mission Submission 1.5 when it happened. When Morrison passed his opponent’s guard, Jay Speight a very talented 16 y/o, he set up a move called a Bicep Slicer. It’s called a Bicep Slicer; bet that’s a little worse than a Charlie Horse.

A Bicep Slicer is a painful move (no, really?)  that super extends the nerves in the bicep and the forearm, but it’s not intended to break any bones. No submission in MMA is intended to break bones – they are aimed at joints and ligaments.  What happened to Morrison was a really freaky accident.

An expensive one too. To the tune of $47,000. that’s a LOT more than a membership in USAJJ.

What happened to Morrison. Both bones snapped.

What happened to Morrison. Both bones snapped.

While we may practice and take precautions against injury, it can still happen to anyone. That’s why it is important to have the insurance. Here’s the breakdown:

General Liability -This program provides protection for your Martial Arts School its owners, directors, instructors and employees against claims of bodily injury liability, property damage liability and the litigation costs to defend against such claims.
Coverage is provided up to $1,000,000.00 per occurrence with a general aggregate amount of $2,000,000.00. There is no deductible and no charge for additional insureds.

School owners register for USAJJ here.

Accident Insurance - All youth and adult students and staff members of the Policyholder are covered while participating in sponsored activities. A member is also covered while traveling, directly and without interruption, to and from any Policyholder sponsored activity and his or her home or place of residence. Coverage is $100,000 per accidents with a $250 deductible.

Individual members register for USAJJ here.

So if you’re not a member, maybe you should reconsider. Unless you carry $47,000 in your back pocket.

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  1. #1 by Oc_jiu_jitsu_guy on August 4, 2010 - 9:39 pm

    Wow, that thing is really nasty bro, sorry to hear.

  2. #2 by USAJJ on August 4, 2010 - 10:11 pm

    Lol. Totally agree with you. Goes to show a little insurance is never a bad thing ;)

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